Terms and Conditions

Effective date: December 1, 2024

Welcome to Berbick and Associates Inc. ("we," "us," or "our"). By using our website, services, or engaging in our communications, including texting campaigns, you agree to comply with the following Terms and Conditions ("Terms"). Please read these Terms carefully before using our services.

1. Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services.

2. Use of Services

• Eligibility. You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement.
• Permitted Use. Our services are for personal and non-commercial use only. You agree not to use our services for any unlawful or unauthorized purposes.
• Communication Consent. By providing your contact information, you consent to receiving text messages, emails, and other communications from us as described in our Privacy Policy. You may opt out of communications at any time by following the instructions provided in our messages.

3. Text Messaging Terms

• Consent to Texting. By subscribing to our texting campaigns, you agree to receive messages from us, including promotional and informational content, in compliance with A2P 10DLC regulations.
• Message Frequency. Message frequency may vary based on your interactions and preferences.
• Message and Data Rates. Standard messaging and data rates may apply. Check with your mobile carrier for details.
• Opt-Out. You may opt out of receiving text messages at any time by replying "STOP" to any message. Reply "HELP" for assistance.
• Accuracy of Information. You are responsible for providing accurate contact information. We are not liable for errors resulting from inaccurate or outdated information.

4. Intellectual Property

All content on our website and in our communications, including text, graphics, logos, and other materials, is the property of Berbick and Associates Inc. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute our content without our express written permission.

5. Limitation of Liability

To the fullest extent permitted by law, Berbick and Associates Inc. shall not be liable for any damages arising out of or related to your use of our services, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

6. Indemnification

You agree to indemnify and hold harmless Berbick and Associates Inc. and its affiliates, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of our services or your violation of these Terms.

7. Termination

We reserve the right to suspend or terminate your access to our services at any time and for any reason, including violation of these Terms.

8. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with the updated effective date. Your continued use of our services after any changes constitutes your acceptance of the updated Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

10. Contact Us

If you have any questions about these Terms or our services, please contact us at:

Berbick and Associates Inc.
1178 Broadway, 3rd Floor #4104
New York, NY 10001, United States
oswin@berbickandassociates.com
845 768 0631

By using our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.